HUD National Direct Lender  

                                                FHA Zero Down Mortgages                                                 

                                                            New Programs for Purchace and Refinance

                                                             Programs For all Credit Types A+ to D-

                                                                                               

                                                                                          

                                                  Zero Down Programs for Bad Credit

  • Bankruptcy with foreclosure 1 Day out
  • Collections, charge offs, Repo's may remain unpaid
  • FHA Purchase Mortgage while still in chapter 13 bankruptcy
  • Low credit scores or no credit score programs.

                                                                                      

                                                                                

                                                                              1-888-503-8903

                                                                     APPLY ONLINE                   

                                                         

                                                               Scroll Down for more Mortgage Programs

 

 

                     

 

Bad Credit, Damaged Credit,Slow Credit
Good Credit = Lowest Mortgage Rates and Best programs
We have programs that allow charge off accounts to remain unpaid and still qualify the borrower for 100% financing. Clients one day discharged from bankruptcy can also qualify for 100% financing. It is rare to find a credit problem that we can’t offer a mortgage solution.
Excellent to Good credit clients naturally receive the lowest interest rates and best mortgage options. We are a Wholesale Mortgage Lender as well as a HUD National Direct lender so you can have confidence in knowing we have the right mortgage products.
Self Employed Mortgage,Stated Income,No Doc
JUMBO and Super JUMBO Loans
We have many programs for the self employed that include stated income or limited doc, bank statement same as full doc. We even allow letters from your clients to establish time in business instead of business licenses or tax returns.
We really shine on jumbo loans !!! most lenders charge a higher rate on jumbo loans - we don’t ! we have 100% equity line jumbo’s with no mortgage insurance required …… that’s big. no lender beats our rates or service!
Construction loans to Permanent Mortgage
We Allow Non-Traditional Credit to Count

We offer several types of construction loans.
construction to permanent one closing costruction converts to a predetermined fixed rate. construction loan only this requires two closings. most buyers are more comfortable with the construction to permanent.

 

And we can qualify you for 100% financing.
These are some examples of non traditional credit ….
Car insurance, rent, electric bill, telephone bill, payroll deducted health insurance, buy here pay here car lot, furniture rental etc.


NEW: MTA Loan and Pay Option ARM Mortgage
FHA Mortgage (automated or manual underwriting)
This is by far the most flexible payment plan avaliable giving the home buyer (4) different payment options each month. the client may pay 1) interest only 2) below prime interest only 3) 15 year 4) 30 year USDA rural development loans. 100% financing for clients with no score or a score - no down payment and no closing cost paid by homebuyer!
Our FHA programs meet the individual needs of our borrowers. the program offers 97% financing but with our gift programs and seller paid closing cost, the loan equals 100% financing. Manual underwriting is for clients with credit challenges and enables us to close loans that don’t pass on the automated Freddie Mac system.
EQUITY Lines of Credit,HELOC,Second Mortgage Commercial and Residential Investor Mortgage
Purchase or refinance, no mortgage insurance ever!
100%, 115%, or 125% of appraised value.
We are the Leader, Residential and commercial 100 cltv mortgage with no proof of credit ,assets or employment. Also 100% Ltv for good credit investors, Stated Doc and Full Doc !!
100%,103%,107%,115% and 125% mortgages
Manufactured and Modular Homes
This allows buyers to finance closing cost when seller is not paying closing cost. we seldom use this program since most sellers are willing to pay buyers closing cost.
Modular equals stick built all programs available manufactured single wide or double wide have special programs programs start at 600 score for 95% purhase.

Interest only loans
Bank Statements Equals FULL DOC
We offer interest only mortgages to all credit grades this gantees the lowest monthly mortgage payment and can save as much as half on the monthly payment.
We allow clients to use bank statements (business or personal) instead of w2 or 1099 to qualify at the low full documentation rate (no tax returns needed)
Non-Permanent RESIDENT ALIENS including W 7
NO DOCUMENTATION Mortgage
(EVEN WITH NO CREDIT SCORE) can qualify for 100% financing.
NO DOC means no proof of income, employment or assets.

APPLY ONLINE

Pre-Qualify By Phone In 5 Minutes !

     

Call Jerry Vinett

1-888-503-8903

A I MORTGAGE Inc dba AMERICAN INDEPENDENT MORTGAGE dba MortgagePRO ©2005

A I Mortgage Inc, Tennessee and Kentucky register HUD Lender (registrant) Missouri, Indiana, HUD Exemption. HUD 16545-0000-0. Colorado Exempt.

HUD National Direct Lender #16545-0001-7

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area home buyers and First Time Home Buyers, with credit problems -Damaged Credit Bad Credit Less than Perfect Credit, Mortgage, After or During,bankruptcy,100% one day after Bankruptcy discharge, credit card debt, bad credit scores, With or low income. We offer NO down payments, with, NO minimum credit score, Home equity loans, free mortgage calculator, no down payment mortgage, 100% Mortgage, 100 Lenders, 80/20 Mortgage, home loans, FHA Mortgage with Bad credit, Zero Down Mortgage, Zero down Payment, Zero Money Down, First Time Buyers program, 0% Down, internet mortgage loans, no money down mortgage loans, non-traditional credit, self-employed, JUMBO loans, construction loans, GIFT programs, NEW:MTA loan, FHA automated or manual underwriting, FHA mortgage, EQUITY lines of credit, 100%,103%,107% and 115% mortgages, manufactured and modular home loans, Interest only loans, no documentation mortgage, NO DOC, True No Doc, bank statement equals full doc, collections, Charge Off's and Repossesions REPO's may remain unpaid. Debt Consolodation loans, Refinance, Mortgage refinance, REFI, with Bad credit, After Bankruptcy,

Jacksonville

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Tallahassee

Pembroke Pines

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area home buyers and First Time Home Buyers, with credit problems -Damaged Credit ,Bad Credit Less than Perfect Credit, Mortgage, After or During,bankruptcy,100% one day after Bankruptcy discharge, credit card debt, bad credit scores, With or low income. We offer NO down payments, With, NO minimum credit score, Home equity loans, free mortgage calculator, no down payment mortgage, 100% Mortgage, 100 Lenders, 80/20 Mortgage, home loans, FHA Mortgage with Bad credit, Zero Down Mortgage, Zero down Payment, Zero Money Down, First Time Buyers program, 0% Down, internet mortgage loans, no money down mortgage loans, non-traditional credit, self-employed, JUMBO loans, construction loans, GIFT programs, NEW:MTA loan, FHA automated or manual underwriting, FHA mortgage, EQUITY lines of credit, 100%,103%,107% and 115% mortgages, manufactured and modular home loans, Interest only loans, no documentation mortgage, NO DOC, True No Doc, bank statement equals full doc, collections, Charge Off's and Repossesions REPO's may remain unpaid. Debt Consolodation loans, Refinance, Mortgage refinance, Refi, with Bad credit, After Bankruptcy , Bradenton Beach, Bristol, Brooksville, Bunnell , Bushnell, Callaway, Cape Canaveral, Cape Coral, Carrabelle, Casselberry, Cedar Key, Center Hill, Chattahoochee, Chiefland, Chipley, Clearwater, Clermont, Clewiston, Cocoa, Cocoa Beach, Coconut Creek, Coleman, Cooper City, Coral Gables, Coral Springs, Crescent City, Crestview, Crystal River, Cutler Ridge, Dade City, Dania Beach, Davenport, Daytona Beach, Daytona Beach Shores, De Bary, Deerfield Beach, De Funiak Springs, De Land, Delray Beach, Deltona, Destin, Dunedin, Dunnellon, Eagle Lake, Edgewater, Edgewood, Eustis, Everglades, Fanning Springs, Fellsmere, Fernandina Beach, Flagler Beach, Florida City, Fort Lauderdale, Fort Meade, Fort Myers, Fort Pierce, Fort Walton Beach, Freeport, Frostproof, Fruitland Park, Gainesville, Graceville, Greenacres, Green Cove Springs, Gretna, Groveland, Gulf Breeze, Gulfport, Haines City, Hallandale Beach, Hampton, Hawthorne, Hialeah, Hialeah Gardens, High Springs, Holly Hill, Hollywood., olmes Beach, Homestead, Indian Harbour Beach, Indian Rocks Beach, Inverness, Islandia, Jacksonville, Jacksonville Beach, Jacob City, Jasper, Key Colony Beach, Keystone Heights, Key West, Kissimmee, La Belle, Lake Butler, Lake Helen, Lakeland, Lake Mary, Lake Wales, Lake Worth, Mortgage loan programs-interest only-Home-loan-mortgage-adjustable rate-mortgage-Bad credit mortgage home loans-Stated income mortgage loans-No doc mortgage-poor Credit  mortgage-damaged credit mortgage-REFI-mortgage-refinance mortgage-pay option arm-super jumbo mortgage loans-80/20-mortgage-First time home buyers mortgage programs-103%-Home-loans-mortgage-107%-Home-loans-mortgage-115%-Home-loans-mortgage-Bad credit No credit mortgage-Land contract refinance-Jumbo mortgage-Zero down  mortgage-Mortgage calculators-Seller carry back second mortgage-Seller 2nd mortgage-Less than perfect credit mortgage-Real estate loans-First time homebuyers mortgage programs-First time buyers zero down mortgage-Self employed buyers mortgage-MTA mortgage-COFI mortgage pay option arm-40 year mortgage-Fixed rate-mortgage-125% second mortgage-Streamline mortgage refinance-Bad credit--refinance-home-loan-mortgage-100% mortgage-No money down mortgage-Zero at closing mortgage-No down payment mortgage-Sub-prime mortgage-Home equity line of credit-Mortgage loan programs-80/10/10 mortgage-80/15/5 mortgage-No PMI mortgage-No mortgage insurance mortgage-0%-zero-nothing-No-Down-0-Payment-100%-100-100 percent-Mortgage-mortgage-FHA-HUD-VA-,

area home buyers and First Time Home Buyers, with credit problems -Damaged Credit, Bad Credit Less than Perfect Credit, Mortgage, After or During,bankruptcy,100% one day after Bankruptcy discharge, credit card debt, bad credit scores, With or low income. We offer NO down payments, With, NO minimum credit score, Home equity loans, free mortgage calculator, no down payment mortgage, 100% Mortgage, 100 Lenders, 80/20 Mortgage, home loans, FHA Mortgage with Bad credit, Zero Down Mortgage, Zero down Payment, Zero Money Down, First Time Buyers program, 0% Down, internet mortgage loans, no money down mortgage loans, non-traditional credit, self-employed, JUMBO loans, construction loans, GIFT programs, NEW:MTA loan, FHA automated or manual underwriting, FHA mortgage, EQUITY lines of credit, 100%,103%,107% and 115% mortgages, manufactured and modular home loans, Interest only loans, no documentation mortgage, NO DOC, True No Doc, bank statement equals full doc, collections, Charge Off's and Repossesions REPO's may remain unpaid. Debt Consolodation loans, Refinance, Mortgage refinance, REFI, with Bad credit, After Bankruptcy ,

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area home buyers and First Time Home Buyers, with credit problems -Damaged Credit, Bad Credit Less than Perfect Credit, Mortgage, After or During,bankruptcy,100% one day after Bankruptcy discharge,  credit card debt, bad credit scores, With or low income. We offer NO down payments, With, NO minimum credit score, Home equity loans, free mortgage calculator, no down payment mortgage, 100% Mortgage, 100 Lenders, 80/20 Mortgage, home loans, Fha Mortgage with Bad credit, Zero Down Mortgage, Zero down Payment, Zero Money Down, First Time Buyers program, 0% Down, internet mortgage loans, no money down mortgage loans, non-traditional credit, self-employed, JUMBO loans, construction loans, GIFT programs, NEW:MTA loan, FHA automated or manual underwriting, FHA mortgage, EQUITY lines of credit, 100%,103%,107% and 115% mortgages, manufactured and modular home loans, Interest only loans, no documentation mortgage, NO DOC, True No Doc, bank statement equals full doc, collections, Charge Off's and Repossesions REPO's may remain unpaid. Debt Consolodation loans, Refinance, Mortgage refinance, Refi, with Bad credit, After Bankruptcy , Miami Beach, Miami Springs, Midway, Milton, Minneola, Miramar, Monticello,, Moore Haven, Mount Dora, Mulberry, Naples, Neptune Beach, Newberry, New Port Richey, New Smyrna Beach, Niceville, North Bay Village, North Lauderdale ,, North Miami, North Miami Beach, North Port, Oak Hill, Oakland, Oakland Park, Ocala, Ocoee, Okeechobee, Oldsmar, Opa-locka, Orange City, Orlando,, Ormond Beach, Oviedo, Pahokee, Palatka, Palm Beach Gardens, Palm Coast, Palmetto, Panama City, Panama City Beach, Parker, Parkland, Pembroke Pines, Pensacola, Perry,, Pinellas Park, Plantation, Plant City, Pompano Beach, Port Orange, Port Richey, Port St. Joe, Port St. Lucie, Punta Gorda, Quincy, Riviera Beach ,Rockledge ,St. Augustine, St. Augustine Beach, St. Cloud, St. Marks, St. Pete Beach, St. Petersburg, Mortgage loan programs-interest only-Home-loan-mortgage-adjustable rate-mortgage-Bad credit mortgage home loans-Stated income mortgage loans-No doc mortgage-poor Credit  mortgage-damaged credit mortgage-REFI-mortgage-refinance mortgage-pay option arm-super jumbo mortgage loans-80/20-mortgage-First time home buyers mortgage programs-103%-Home-loans-mortgage-107%-Home-loans-mortgage-115%-Home-loans-mortgage-Bad credit No credit mortgage-Land contract refinance-Jumbo mortgage-Zero down  mortgage-Mortgage calculators-Seller carry back second mortgage-Seller 2nd mortgage-Less than perfect credit mortgage-Real estate loans-First time homebuyers mortgage programs-First time buyers zero down mortgage-Self employed buyers mortgage-MTA mortgage-COFI mortgage pay option arm-40 year mortgage-Fixed rate-mortgage-125% second mortgage-Streamline mortgage refinance-Bad credit--refinance-home-loan-mortgage-100% mortgage-No money down mortgage-Zero at closing mortgage-No down payment mortgage-Sub-prime mortgage-Home equity line of credit-Mortgage loan programs-80/10/10 mortgage-80/15/5 mortgage-No PMI mortgage-No mortgage insurance mortgage-0%-zero-nothing-No-Down-0-Payment-100%-100-100 percent-Mortgage-mortgage-FHA-HUD-VA-,

area home buyers and First Time Home Buyers, with credit problems -Damaged Credit, Bad Credit Less than Perfect Credit, Mortgage, After or During,bankruptcy,100% one day after Bankruptcy discharge, credit card debt, bad credit scores, With or low income. We offer NO down payments, With, NO minimum credit score, Home equity loans, free mortgage calculator, no down payment mortgage, 100% Mortgage, 100 Lenders, 80/20 Mortgage, home loans, FHA Mortgage with Bad credit, Zero Down Mortgage, Zero down Payment, Zero Money Down, First Time Buyers program, 0% Down, internet mortgage loans, no money down mortgage loans, non-traditional credit, self-employed, JUMBO loans, construction loans, GIFT programs, NEW:MTA loan, FHA automated or manual underwriting, FHA mortgage, EQUITY lines of credit, 100%,103%,107% and 115% mortgages, manufactured and modular home loans, Interest only loans, no documentation mortgage, NO DOC, True No Doc, bank statement equals full doc, collections, Charge Off's and Repossesions  REPO's may remain unpaid. Debt Consolodation loans, Refinance, Mortgage refinance, REFI, with Bad credit, After Bankruptcy ,San Antonio, Sanford, Sanibel, Sarasota, Satellite Beach, Sebastian, Sebring, Seminole, Sopchoppy, South Bay, South Daytona, South Miami, South Pasadena, Springfield, Starke, Stuart, Sunny Isles Beach, Sunrise, Sweetwater, Tallahassee , Tarpon Springs, Tavares, Temple Terrace, Titusville, Treasure Island, Trenton, Umatilla, Valparaiso, Venice, Vernon, Vero Beach, Waldo, Wauchula, Webster, Weeki Wachee, West Melbourne, West Miami, Weston, West Palm Beach, Wewahitchka, Wildwood, Williston, Wilton Manors, Winter Garden, Winter Haven, Winter Park, Winter Springs, Zephyrhills,

 

 

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A I MORTGAGE Inc dba AMERICAN INDEPENDENT MORTGAGE ©2005

A I Mortgage Inc, Tennessee and Kentucky register HUD Lender (registrant) Missouri, Indiana, HUD Exemption. HUD 16545-0000-0. Colorado Exempt. as an associate loan officer for Columbia Trust Company A I Mortgage inc. is an approved mortgage originator in the following states, Alabama, Alaska, Arizona, California, Florida, Hawaii, Idaho, Maine, Massachusetts, Mississippi, Nevada, New Hampshire, New Mexico, New York, Oklahoma, South Dakota, Washington, Wisconsin, Wyoming

REALTOR™ is a registered trademark of the national association of REALTORS.
Please visit our other site serving the needs of homeowners and first-time home buyers in Expert help for Alabama, Alaska, Arizona, California, Colorado, Florida, Hawaii, Idaho, Indiana, Kentucky, Maine, Massachusetts, Mississippi, Missouri, Nebraska, Nevada, New Hampshire, New Mexico, Oklahoma, South Dakota, Tennessee, Washington, Wisconsin, Wyoming, Tennessee, area home buyers and First Time Home Buyers, with credit problems -Damaged Credit,Bad Credit Less than Perfect Crdit, Morgage,After or During,bankruptcy,100% one day after Bankruptcy discharge,credit card debt, bad credit scores,With or low income. We offer NO down payments,With, NO minimum credit score, Home equity loans, free mortgage calculator, no down payment motgage, 100% Mortgage, 100 Lenders, 80/20 Mortgage, home loans, Fha Mortgage with Bad credit, Zero Down Mortgage, Zero down Payment,Zero Money Down, First Time Buyers program, 0% Down, internet mortgage loans, no money down mortgage loans, non-traditional credit, self-employed, JUMBO loans, construction loans, GIFT programs, NEW:MTA loan, FHA automated or manual underwriting, Fha mortgage, EQUITY lines of credit, 100%,103%,107% and 115% mortgages, manufactured and modular home loans, Interest only loans, no documentation mortgage, NO DOC, True No Doc, bank statement equals full doc, collections, Charge Off's and Repossesions REPO's may remain unpaid.Debt Consolodation loans,Refinance,Mortgage refinance, Refi,with Bad credit,After Bankruptcy

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Expert help for area home buyers and First Time Home Buyers, with credit problems -Damaged Credit,Bad Credit Less than Perfect Crdit, Morgage,After or During,bankruptcy,100% one day after Bankruptcy discharge,credit card debt, bad credit scores,With or low income. We offer NO down payments,With, NO minimum credit score, Home equity loans, free mortgage calculator, no down payment motgage, 100% Mortgage, 100 Lenders, 80/20 Mortgage, home loans, Fha Mortgage with Bad credit, Zero Down Mortgage, Zero down Payment,Zero Money Down, First Time Buyers program, 0% Down, internet mortgage loans, no money down mortgage loans, non-traditional credit, self-employed, JUMBO loans, construction loans, GIFT programs, NEW:MTA loan, FHA automated or manual underwriting, Fha mortgage, EQUITY lines of credit, 100%,103%,107% and 115% mortgages, manufactured and modular home loans, Interest only loans, no documentation mortgage, NO DOC, True No Doc, bank statement equals full doc, collections, Charge Off's and Repossesions REPO's may remain unpaid.Debt Consolodation loans,Refinance,Mortgage refinance, Refi,with Bad credit,After Bankruptcy

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Expert help for Alabama, Alaska, Arizona, California, Colorado, Florida, Hawaii, Idaho, Indiana, Kentucky, Maine, Massachusetts, Mississippi, Missouri, Nebraska, Nevada, New Hampshire, New Mexico, Oklahoma, South Dakota, Tennessee, Washington, Wisconsin, Wyoming, Tennessee, area home buyers and First Time Home Buyers, with credit problems -Damaged Credit,Bad Credit Less than Perfect Crdit, Morgage,After or During,bankruptcy,100% one day after Bankruptcy discharge,credit card debt, bad credit scores,With or low income. We offer NO down payments,With, NO minimum credit score, Home equity loans, free mortgage calculator, no down payment motgage, 100% Mortgage, 100 Lenders, 80/20 Mortgage, home loans, Fha Mortgage with Bad credit, Zero Down Mortgage, Zero down Payment,Zero Money Down, First Time Buyers program, 0% Down, internet mortgage loans, no money down mortgage loans, non-traditional credit, self-employed, JUMBO loans, construction loans, GIFT programs, NEW:MTA loan, FHA automated or manual underwriting, Fha mortgage, EQUITY lines of credit, 100%,103%,107% and 115% mortgages, manufactured and modular home loans, Interest only loans, no documentation mortgage, NO DOC, True No Doc, bank statement equals full doc, collections, Charge Off's and Repossesions REPO's may remain unpaid.Debt Consolodation loans,Refinance,Mortgage refinance, Refi,with Bad credit,After Bankruptcy

 

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Your Bad Credit Mortgage PRO - offers the lowest Tennessee and Kentucky interest rates on loan products including second mortgages, mortgage home loans, refinancing, debt consolidation, first time home buyers and who can use first time home buyer information...to utilize First Time Buyer programs in Tennessee simply apply at Mortgage PRO. First time homebuyer programs are designed to help borrowers with moderate or low incomes and first time buyers make a substantial down payment on their first home in the Nashville, Memphis,Knoxville,Chattanooga,Louisville,Lexington,MSA area or to assist them in paying the related closing costs on a mortgage. The programs that we offer to qualified first time buyers can make attaining a mortgage possible. There are even programs specifically for residents of Tennessee and Kentucky which provide governmental help such as addi grants community second programs ask your Mortgage PRO about these programs. First time homebuyers often can include those who have not owned a home for the past three years or sometimes as little as 12 months depending on the program. Even if you have owned a home in the past you should check with a home loan representative at Mortgage PRO determine which first time Tennessee and Kentucky homebuyer programs you may qualify for.

Ask your Bad Credit Mortgage PRO about our Jumbo 'Smart Mortgage' Home Loans. The best Jumbo mortgage Product Available In Tennessee and Kentucky. No hit to the rate for Jumbo Mortgages. If you have a Jumbo Mortgage Loan with any other lender Your Probably Paying to Much!!!

 

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Lexington Bad Credit  Mortgage, Lexington, Louisville Bad credit mortgage , Louisville Owensboro, Bowling Green, Covington Bad Credit mortgage, Hopkinsville Bad Credit mortgage, Richmond Bad Credit mortgage, with Less than perfect Credit,  Frankfort, Henderson, Jeffersontown, Paducah, Bad Credit mortgage, Florence, 100%,ZERO DOWN, Elizabethtown Bad Credit mortgage, Mortgage for people with bad credit, Radcliff, Ashland, Nicholasville,with bad credit, Madisonville, Georgetown Bad Credit mortgage, St. Matthews, Erlanger, Newport, Winchester, Independence, for bad credit, Fort Thomas, Mortgage, Home Loan, For people with bad credit, Danville, Shively, No down Payment, Murray, Glasgow, Somerset zero down mortgage, Berea, Campbellsville, Bardstown, Middlesborough , Bad Credit Mortgage, Shelbyville, Lyndon, and Mayfield, London, Corbin,

MortgagePRO

  MortgagePRO                "We Say YES...Even If The Bank Said NO!"